ISO

Rating

Montgomery Fire Department / Montgomery County Emergency Service District #2 has an ISO Class 2 Rating.  The Insurance Services Office Incorporated (ISO), and the Texas Department of Insurance (TDI) have classified Montgomery County Emergency Service District No. 2 (MCESD No.2) / Montgomery Fire Department (MFD) as a Public Protection Classification (PPC) 2 within the City of Montgomery and a 2/10 within unincorporated areas of the district.  All properties within the City of Montgomery have a PPC of 2.  In the unincorporated areas, properties within 5 road miles of a fire station have a PPC of 2, and properties beyond 5 road miles of a fire station have a PPC of 10.  The location of a fire hydrants does not affect the PPC of properties within MCESD No.2. 

The Montgomery Fire Department has five 1,000 gallon pumpers and three 2,000 gallon tankers, as well as the capability to draft from area water sources.

About ISO:  ISO is a leading source of information about property/casualty insurance risk.  ISO is an advisory organization, and insurers may use our information, modify it, or not use it, as they see fit.  ISO is a member of the Verisk Analytics Family of Companies.  ISO collects information useful in many aspects of insurance underwriting.  That information includes evaluations of public fire protection, flood risk, and the adoption and enforcement of building codes in individual communities.  Information on municipal services helps the communities with their efforts to manage and mitigate their risk.  Through the Public Protection Classification (PPC) program, ISO evaluates municipal fire-protection efforts in communities throughout the United States.  A community's investment in fire mitigation is a proven and reliable predictor of future fire losses.  So insurance companies use PPC information to help establish fair premiums for fire insurance - generally offering lower premiums in communities with better protection.  Many communities use the PPC as a benchmark for measuring the effectiveness of their fire-protection services.  The PPC program is also a tool that helps communities plan for, budget, and justify improvements.  ISO also evaluates sprinklered and nonsprinklered commercial buildings and residential properties and supplies important underwriting an rating information for insurers.

See below the ISO tab for printable letters from the Texas Department of Insurance for the latest MCESD#2 ISO Rating.